Buying property is one thing, but registering it is what truly makes it your own home. When investing in flats in Chennai, you gain legal rights to the property only after you register it in your name. 

Due Diligence:

Before venturing to register the property, you need to verify the authenticity of the documents presented by the seller. If you are buying a new home like apartments in Chennai, then the documents are likely to be digitised. In the case of buying a pre-owned home, older properties only have hard copy documents, which can easily be forged. 

To avoid getting scammed, it is advisable to employ a legal advisor. They will assess the documents and certify them of their authenticity before you undergo the registration process. 

Accurate Documents and Demand Draft:

The property registration can be rejected based on errors in the documents or stamp duty demand draft that is not made out to be the accurate amount. Each state has a different stamp duty structure. There is also some relaxation and discounts for women, in an effort to include them in the property ownership. 

You should check the stamp duty rate for your particular circle, which has been issued by the state government. The demand draft has to be made out to that exact amount. Besides the stamp duty, there is also the registration fee, which is usually placed at 1% of the value of the property. Get the actual payable value of the flats in Chennai, and be prepared to pay the duty accordingly. 

List of documents required for registration

Registration of any property requires an extensive list of documents to be submitted. Below is a list of the most vital documents that are compulsory. 

  • ID proofs of all concerned parties
  • Proof of Address for all concerned parties
  • Passport Size Photographs
  • PAN Card
  • No Objection Certificate (NOC) if applicable
  • Supporting financial documents in case of a home loan
  • Title Deed of property from the Seller
  • Sale agreement between Seller and Buyer
  • Approved building plans
  • Power of Attorney documents, if applicable
  • Tax receipts to show proof of payment
  • Encumbrance certificate
  • Demand drafts for Registration fee and Stamp Duty
  • TDS papers for properties valued at over Rs.50 lakhs. 

Booking the registration slot

The government has taken the appointment booking process online to make it hassle-free. You need to log on to the Registration Department Website which has the link to the appointment booking. You can make your appointment, one month in advance. You can choose from 6 time slots that start from 10 a.m. and end at 3 p.m. Six tokens are issued for every slot and a reference number will be assigned to you if the appointment is booked. You need to carry a printout of the appointment confirmation when you go to the Sub-Registrar on the day of registration. 

Witness presentation

The registration process calls for two witnesses to be present on both seller’s and buyer’s sides. Their ID proofs have to be submitted as well. They are required to stay through the entire registration process and sign as witnesses to ensure that the process is complete and was carried out without any errors. The witnesses’ details have to be submitted at the time of picking the registration slot. 

Mutation of property

When registering the property it is important that the mutation of the property is recorded accordingly. Mutation involves recording the transfer of ownership in the revenue records of the local municipal corporation. The registration process should be followed by mutation. This clears up any legal grey areas and tax liabilities in the change of ownership. 

In all this, it is important to maintain patience as the document verification and subsequent process all take a fair amount of time. Remind yourself that this is the final step to owning your flats in Chennai. It might take up the whole day in some cases, especially if you aren’t prepared accordingly with proper documents. There are a lot of legal liabilities involved and it is important to be methodical about it. 

Lifestyle Housing is a reputed real estate developer of flats in Chennai. Our 3 BHK flats for sale in Chennai are popular with first-time homebuyers as they are equipped with premium amenities. Our legal personnel offer hands-on guidance to the whole registration process and we also assist you in acquiring a great deal on home loans. 


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